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Ira explains that today's show lays out how the finance guys and the people facing foreclosure are connected by a chain of middlemen, and that together, they all brought about the current housing and credit crisis. They talk to people who were actually working in the housing, banking, finance and mortgage industries, about what they thought during the boom times, and why the bust happened.

(4 minutes) producer Alex Blumberg teams up with NPR's Adam Davidson for the entire hour to tell the story—the surprisingly entertaining story—of how the U. And they explain that a lot of it has to do with the giant global pool of money.

And why is everyone talking so much about the 1930s? The first was an awards dinner for finance professionals who created the mortgage-based financial instruments that nearly brought down the global economic system.

The other was a non-profit conference for people facing foreclosure.

Do not adjust your screen that really is just 64kbps. And that, Tech Radar reader, is actually offensive.

Opinions vary on what makes for decent music quality in the MP3 codec.

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That's right, fixing, and not replacing with internet streaming. Firstly, let's be clear about one thing - the real challenge isn't coverage, even if that does need improving.In other words, far, far more than many current DAB stations.That's especially true if the context is in-car radio where background noise is prevalent."And remember, those are all MP2 bitrates.Even BBC Radio 3 is scraping the barrel for tolerable sound quality."Anyway, the tolerable minimum for most people who remotely care about sound quality tends to be in the 128 to 192kbps range for the MP3 codec.

Why did banks make half-million dollar loans to people without jobs or income? Alex Blumberg and Adam Davidson (the guys who did this program) have a free daily podcast and blog applying that same explanatory power to each day's breaking news on the financial crisis: Host Ira Glass talks with an NPR business and economics correspondent about two gatherings he attended—one at the Ritz Carlton and one at a community college in Brooklyn. What does the housing crisis have to do with the turmoil on Wall Street?

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