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With a subsidized loan, the interest is paid by government as long as you are attending school at least part-time.

There are many types of financial aid available for students.

Scholarships & Grants These aren’t loans, so there’s no interest and you won’t have to pay them back.

Grants are need based, and scholarships are usually merit based.

In order to be considered for grants and other forms of financial aid, you need to fill out the FAFSA, which determines if you meet the need-based criteria to receive such funding.

Private student loans are meant to supplement federal loans and help pay for living expenses, tuition and books.

These loans bridge the gap between what you receive from the government and what you actually need to go to school.


You can also find useful information in our articles about student loans.College costs continue to rise, and they extend beyond tuition to include paying for textbooks; other supplies, such as laptops or tablets; room and board; and other living expenses.


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