In contrast to a loan, a grant is money that you're given for a specific purpose that you don't have to pay back.
The United States government has grants available for all kinds of home improvements.
NOTE: Because citations and other information may be subject to change, please always consult the program instructions listed in the section above titled "What Governs this Program?
" Applicants may also contact your local office for assistance.
Here are some tips on how to apply for a grant [source: My Grants, Government Grants].
Fact Sheet Program Status: Open What does this program do?
Homeownership helps families and individuals build savings over time.
It strengthens communities and helps many kinds of businesses that support the local economy.
Talk to a USDA home loan specialist in your area for help with the application Who can answer questions and how do I get started?
Contact a USDA home loan specialist in your area What governs this program? Helping people stay in their own home and keep it in good repair helps families and their communities.