Government help consolidating student loans

Perkins Loans feature special benefits and perks that are not always recommended for consolidation.

The advantages realized by student who participate in the Federal Direct Consolidation Loan Program are several.


Select, economically disadvantaged students are eligible for additional loans through the Perkins program.

The aid is designed to increase college access for the neediest groups of students.

Perkins Loans fill gaps left after other financial aid is expended.

Funding is limited, so your best bets for securing a loan are to file early, and meet federal financial aid eligibility requirements.


Loan Consolidation applies to outstanding federal debt, whether Perkins, Stafford or Federal Direct Loans.Perkins Loans stand apart, in some ways, from the other federal student loan programs.


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