Updating my loan

If you believe you were eligible for a HAMP loan modification, but didn't know your DTI (debt to income ratio) or NPV and the optimal way to structure these ratios for your lender, then you were setting yourself up for failure from the get-go.If you're unsure about how to structure these figures, then it's best for you to hand your loan modification over to an attorney who can handle the process for you.Click on the Get Adobe Reader link to download a free copy of Adobe Acrobat Reader or visit the Adobe Web site at If your loan modification has been denied, be assured: you're not the first person to experience denial, and you certainly won't be the last.Logging in to your Interlibrary Loan Account will allow you to view and renew items that you've checked out from other universities through our Interlibrary Loan department.Note: If you do not have an SU username and password, please choose "Other" as your institution when prompted.

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If you don't know the reason already, then call your lender and ask their representative to explain why you were denied.Most of the time, the lenders' notes are incomplete and don't give a concise explanation of the situation, and will require a higher-up to explain the situation better. Re-submission may be your best option if your loan modification has been denied for one of the following reasons: If you fall into one of these categories, then information will need to be gathered and updated prior to resubmitting for a loan modification.

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